Terms of Use

Disclaimer

The contents of the Certus Capital (referenced on this website as “Certus” or “we” or “us”) website (available at: www.certus.co.in and www.certuscapital.in) (“Website”) are provided for informational purposes only. “Certus” includes Certus Investment Management Private Limited, Certus Capital Private Limited, Maxim Capital Advisors LLP and their respective affiliates.

All information is provided “as is” without any warranties of any kind and Certus makes no representation and disclaims all express and implied warranties and conditions of any kind including without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any particular purpose.

Certus makes no representations about any third party website(s), which may be accessed through the Website. Each such website is independent from Certus and Certus does not warrant the accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any particular purpose of the information contained on such websites.

In addition, links provided on the Website to such third party websites does not mean or imply that Certus endorses or accepts responsibility for the content or the use of such linked websites.

In no event shall Certus or its officers, directors, employees or agents be liable to you or any third party for any special, incidental, indirect, consequential or punitive damages of any kind or any damages whatsoever including but not limited to, loss of use, data, or profits, whether or not Certus is advised of the possibility of damage in connection with, caused by, or arising from the use of the Website or any other website linked to this Website, or from any delays, inaccuracies, errors, omissions in or infringement by, or from any use of or reliance on the information available on this Website.

No Offer or Advice

The information contained on this Website is not intended to and does not constitute an offer, solicitation, inducement, invitation or commitment to purchase, subscribe to, provide or sell any securities, service or product or to provide any recommendations on which visitors to this website should rely for financial, securities, investment or other advice or to take any decision based on such information.

Visitors to the Website are encouraged to seek individual advice from their legal, financial, personal and other advisors before making any investment or financial decision or purchasing any financial, securities or investment related service or product.

The information on this Website is not intended to render any investment advice or recommendations. Your decision as to an investment must be made by you in consultation with your own advisors.

Certus and its affiliates receive fees for managing investments and therefore, cannot provide impartial investment advice, or otherwise act as your fiduciary in connection with your investment decision(s).

Accuracy of Information

Although Certus has taken reasonable care to ensure that the information contained on this Website or delivered to you by e-mail, if any, is accurate at the time of publication, such information is provided “as is” for only informational purposes as of the date of publication, and no representation or warranty (including liability towards third parties), expressed or implied, is made (or accepted) as to its accuracy or completeness or fitness for any purpose by Certus or its affiliates. Under no circumstances will Certus or its affiliates be liable for any direct, indirect, incidental, special or consequential loss or damage caused by reliance on this information or for the risks inherent in the financial markets. Information

regarding the past performance of an investment is not necessarily indicative of the future performance of that or any other investment. The value of investments may fall as well as rise.

Forward-Looking Statements

This Website includes statements that are, or may be deemed to be, “forward looking statements”. These forward looking statements can be identified by the use of forward looking terminology, including the terms “believes”, “estimates”, “anticipates”, “expects”, “intends”, “may”, “will” or “should” or, in each case, their negative or other variations or comparable terminology.

These forward looking statements include all matters that are not historical facts. They appear in a number of places throughout this Website and include statements regarding the intentions, beliefs or current expectations of Certus concerning, among other things, the investment performance, results of operations, financial condition, liquidity and prospects of Certus.

By their nature, forward looking statements involve risks and uncertainties because they relate to events and depend on circumstances that may or may not occur in the future.

Forward looking statements are not guarantees of future performance.

Certus’ actual investment performance, results of operations, financial condition and liquidity may differ materially from the impression created by the forward looking statements contained on this Website.

In addition, even if the investment performance, results of operations, financial condition and liquidity of Certus are consistent with the forward looking statements contained in this Website, those results or developments may not be indicative of results or developments in subsequent periods.

Certus does not undertake to update any of these forward-looking statements.

Limitations of Liability

To the maximum extent permitted by applicable law and regulatory requirements, Certus specifically disclaims any liability for errors, inaccuracies or omissions on this Website and for any loss (whether direct or indirect) or damage resulting from its use, whether caused by negligence or under any other theory of law or otherwise.

Visitors who choose to access this Website, do so on their own initiative, and agree to assume responsibility for determining whether any legal or regulatory considerations limit their access to or use of information contained on this Website.

Visitors to the Website are responsible for compliance with all local laws and regulations.

Ownership

Unless otherwise expressly noted, all content included on this Website, including, without limitation, images, logos, articles and other materials, are protected by copyrights, and/or other intellectual property owned, controlled or licensed by Certus or its affiliates.

All trademarks and logos displayed on this Website are the property of their respective owners, who may or may not be affiliated with Certus. Visitors shall not misuse these trademarks and logos in any manner.

Visitors are responsible for complying with all applicable copyright, trademark and other applicable intellectual property laws. We permit visitors to make copies of the content on this Website, for their personal use, as being necessary incidental acts during their viewing of the Website. Visitors can print,

for their personal use, as much of the Website as is reasonable for private purposes. All other use, reproduction, copying, or making derivative works, is strictly prohibited.

Linked Websites

Visitors cannot link our Website to another website without our prior express written permission. We do not permit others to frame this Website or any portion thereof.

Certus is not responsible for the security, content, or privacy policies of any other website, including any website through which Visitors may have gained access to our Website, or to which Visitors may gain access from our Website.

We do not accept any liability in connection with any such websites or links. Where we provide a link to a third party website, we do so because we believe in good faith that such website contains or may contain material which is relevant to that on our Website. Such link provided on this Website does not signify that we have reviewed or approved the contents of the third party’s website. We have no control over the contents of third party websites, and accept no responsibility for them or for any loss or damage that may arise from a Visitor’s use of them.

Selling Restrictions

Access to the information contained on this Website may be restricted by laws and regulations applicable to the Visitor.

The information on this Website does not constitute either an offer to sell or a solicitation or an offer to purchase securities or investment products in any jurisdiction in which this type of offer or solicitation is unlawful, or in which a person making such an offer or solicitation does not hold the necessary authorization to do so, or at all.

Accordingly, persons accessing the information on this Website are individually responsible for ascertaining the legal requirements which would affect their acquisition or sale of any securities or investment.

Governing Law

The terms and conditions of this legal notice shall be governed by and construed in accordance with the laws of India.

Visitors agree that in respect of any dispute or action at law or in equity arising out of or relating to these terms or any Visitor’s use of this Website, only the courts of Mumbai, India shall have exclusive jurisdiction, and Visitors hereby consent and submit to the personal jurisdiction of such courts for the purposes of any such dispute or action.

Since this Website may be accessed by Visitors in countries outside of India, we make no warranties that materials on this Website are appropriate or available for use in your country of origin.

If it is illegal or prohibited in your country of origin to access or use this Website, then you must not access this Website. If you choose to access this site outside India, Certus is not responsible for compliance with any local laws or regulations.

Access and Variation

Certus reserves the right to disable or restrict any Visitor’s access if, in its opinion, such Visitor has failed to comply with any of the conditions of these Terms of Use or for any other reason.

Certus also reserves the sole right to vary the provisions of these Terms of Use from time to time by amending this page, and Visitors should check it from time to time to note any changes made.